Personal Loans

Personal Loans Market Outlook

The global personal loans market is projected to reach approximately $1 trillion by 2035, with a compound annual growth rate (CAGR) of around 10% during the assessment period from 2025 to 2035. The growth of this market can be attributed to increasing consumer awareness regarding various financial products, the rising need for immediate financing options, and the growing acceptance of digital lending platforms that offer a more streamlined loan application process. In addition, the rise of e-commerce and digital transactions has significantly contributed to the demand for personal loans, as consumers often require additional financing to meet their purchasing needs. Furthermore, changing lifestyles and financial habits have led to a surge in personal loan applications, particularly among younger demographics who value flexibility and speed in their borrowing options. This dynamic landscape presents multiple opportunities for both traditional and alternative lenders to cater to diverse consumer needs.

Growth Factor of the Market

The personal loans market is experiencing robust growth driven by a myriad of factors, including increased financial literacy, the rise of digital banking solutions, and a notable shift in consumer behavior towards unsecured loans. With the proliferation of smartphones and internet access, borrowers now have easier access to loan products and can compare options from various lenders, allowing them to make informed decisions. The increasing acceptance of online lenders has also expanded the financing options available to consumers, making personal loans more accessible than ever before. Additionally, the ongoing economic recovery following recent global crises has led consumers to seek personal loans for purposes such as home renovations, debt consolidation, and other significant expenditures, further driving demand. As consumers gain confidence in their financial situations, the propensity to borrow for personal reasons has seen a marked increase, creating a favorable environment for the growth of the personal loans market.

Key Highlights of the Market

• The market is expected to reach $1 trillion by 2035 with a CAGR of 10% from 2025.
• Digital lending platforms are significantly influencing consumer borrowing behavior.
• Unsecured personal loans dominate the market, driven by immediate consumer needs.
• Debt consolidation applications represent a substantial portion of personal loan demand.
• Growth in online lending channels provides consumers with increased access and choices.

By Loan Type

Unsecured Personal Loans:

Unsecured personal loans are loans that do not require collateral, making them a popular choice for many consumers. Since borrowers do not have to risk their assets, such as homes or vehicles, these loans tend to appeal to younger individuals or those without significant assets. The convenience and speed of unsecured loans are significant factors driving their demand; typically, these loans are available for a shorter term and can be processed quickly, often online. This segment has witnessed substantial growth in recent years, particularly due to the increasing consumer reliance on credit for personal expenses. Additionally, rising consumer awareness regarding these products, alongside the proliferation of digital lending platforms, has made unsecured personal loans more accessible, resulting in increased approval rates and disbursement amounts.

Secured Personal Loans:

Secured personal loans require borrowers to provide collateral, which can include property, vehicles, or savings accounts. Because these loans are backed by an asset, lenders often offer lower interest rates compared to unsecured loans, making them an attractive option for individuals with valuable collateral. The secured loan segment is particularly appealing for larger loan amounts, as borrowers can leverage their assets to secure more favorable terms. However, potential borrowers must be cautious, as failing to repay a secured loan could result in losing the collateral. This segment's growth is driven by consumers seeking lower interest rates and those needing substantial sums for major investments such as home renovations or significant purchases.

Fixed Rate Personal Loans:

Fixed rate personal loans are characterized by interest rates that remain constant throughout the loan term, providing borrowers with predictability in their monthly payments. This stability is particularly appealing to individuals looking to budget effectively and avoid fluctuations in repayment amounts. The fixed-rate segment has been increasingly favored by consumers who value financial predictability, especially in uncertain economic climates. Additionally, fixed-rate loans typically come with straightforward terms and conditions, making them easier for borrowers to understand. This simplicity, combined with the assurance of stable payments, has contributed to the growing popularity of fixed-rate personal loans in the market.

Variable Rate Personal Loans:

Variable rate personal loans feature interest rates that can fluctuate over time, typically in relation to a benchmark rate. While these loans can offer lower initial rates compared to fixed-rate loans, borrowers must be aware of the potential for increasing payments should interest rates rise. The variable rate segment appeals to consumers who might benefit from lower rates in a stable or declining interest rate environment. Furthermore, this option can be ideal for borrowers who plan to pay off their loans quickly, as they may take advantage of lower rates in the short-term. However, the uncertainty associated with potential rate increases can be a deterrent for some consumers, leading them to favor fixed-rate loans instead.

Debt Consolidation Loans:

Debt consolidation loans are designed specifically for individuals looking to combine multiple debts into a single loan, often with a lower interest rate. This type of loan not only simplifies repayment by consolidating multiple payments into one but also can result in lower monthly payments and a clearer repayment timeline. The rise in consumer debt, particularly from credit cards and other high-interest loans, has driven demand for debt consolidation loans as individuals seek to regain control over their finances. This segment has become increasingly popular among borrowers looking to streamline their expenses and reduce their financial burden, thereby contributing significantly to the growth of the personal loans market.

By Application

Debt Consolidation:

Debt consolidation is one of the leading applications for personal loans, as many consumers seek to manage multiple debts more efficiently. By combining various debts into one loan, borrowers can reduce their interest expenses and simplify their monthly payments. This application has gained traction as individuals face mounting credit card debts and personal loans, which often come with higher interest rates. Debt consolidation loans offer a strategic solution for consumers looking to lower their financial burden, allowing them to focus on a single payment with potentially lower interest rates. Consequently, this application segment has shown consistent growth, driven by increasing consumer awareness of financial management strategies.

Home Renovation:

Home renovation is another significant application of personal loans, as homeowners often require additional funds to improve or expand their living spaces. The demand for home renovation loans has seen an uptick due to the growing trend of home improvement projects, spurred by the rise in remote work and changing living conditions. Personal loans provide homeowners with quick access to funds, enabling them to undertake renovations without the need to refinance their mortgages. This application segment appeals to consumers looking to enhance their property value or improve their home environment, thus contributing to the overall growth of the personal loans market.

Education:

Education-related personal loans have become increasingly popular as students and parents seek funding for tuition and associated educational expenses. With the rising cost of education, many individuals are opting for personal loans to bridge the financial gap left by scholarships, grants, or other funding sources. This application is particularly relevant for those pursuing higher education, vocational training, or professional development courses. Personal loans for education purposes provide flexibility in terms of repayment options and amounts, making them an attractive choice for borrowers looking to invest in their future. As educational expenses continue to rise, this application segment is likely to experience further growth.

Wedding Expenses:

Weddings are among the most significant life events that often require substantial financial resources. Consequently, personal loans are frequently utilized to cover various wedding expenses, from venue costs to catering and decorations. The increasing prevalence of extravagant weddings has led couples to seek personal loans to finance their celebrations, especially when their savings fall short. This application segment has become a viable option for couples looking to create memorable experiences without compromising their financial stability. The demand for wedding-related personal loans has grown, reflecting broader trends in consumer spending and the desire for personalized celebrations.

Medical Emergencies:

Medical emergencies are unpredictable and can lead to significant financial strain on individuals and families. As healthcare costs continue to rise, many people turn to personal loans to cover unexpected medical expenses that may not be fully covered by insurance. This application segment has gained traction as consumers seek immediate funding solutions to address urgent medical needs. Personal loans can provide a quick and accessible option for individuals needing to manage costly treatments or surgeries, offering them the flexibility to repay the loan over time. The increasing reliance on personal loans for medical emergencies underscores the critical role they play in helping individuals maintain their health without facing overwhelming financial stress.

By Lender Type

Banks:

Banks remain a traditional and reliable source of personal loans, offering a variety of loan products with competitive interest rates. Many consumers still prefer approaching banks due to established trust, brand reputation, and the potential for personalized service. Banks often provide tailored loan solutions based on the borrower's financial profile, history, and creditworthiness. Additionally, larger banks typically have the resources to offer a more extensive array of loan products, including special deals and discounts for existing customers. However, the application process at banks can sometimes be lengthier and more stringent compared to alternative lenders, which may deter some borrowers seeking quicker access to funds.

Credit Unions:

Credit unions are member-owned financial institutions that often provide personal loans at more favorable terms than traditional banks. With a focus on serving their members, credit unions typically offer lower interest rates and more flexible repayment options. The community-oriented nature of credit unions fosters a sense of trust and loyalty among their members, making them an attractive choice for personal loans. In addition, credit unions often have less stringent eligibility requirements, enabling a broader range of consumers to access credit. As more individuals recognize the benefits of borrowing from credit unions, this lender type is expected to gain traction in the personal loans market.

Online Lenders:

The emergence of online lenders has revolutionized the personal loans landscape, providing consumers with quick and convenient access to loan products. Online lending platforms have streamlined the application process, allowing borrowers to apply for loans from the comfort of their homes and receive approval in a matter of minutes. The flexibility and speed offered by online lenders have made them particularly appealing to younger consumers who value technology-driven solutions. Additionally, online lenders often cater to a wide range of credit profiles, making personal loans accessible to a diverse audience. As technology continues to advance, the online lending segment is expected to continue to grow and innovate.

Peer-to-Peer Lending Platforms:

Peer-to-peer (P2P) lending platforms connect borrowers directly with individual investors, bypassing traditional financial institutions. This innovative model has gained popularity for its potential to offer competitive rates and flexible lending terms. P2P lending enables borrowers to access funds without the rigorous processes typically associated with banks and credit unions, making it an appealing option for those with less-than-perfect credit. This segment allows investors to diversify their portfolios by funding loans, while borrowers benefit from potentially lower rates compared to traditional lenders. As the P2P lending model matures and gains acceptance, its share in the personal loans market is likely to increase.

Non-Banking Financial Institutions:

Non-banking financial institutions (NBFIs) play a crucial role in the personal loans market, offering a range of financial products outside the traditional banking sector. These institutions, which include finance companies, microfinance organizations, and other lending entities, often target niche segments of the market and cater to specific borrower needs. NBFIs are typically more flexible in their lending criteria, making personal loans accessible to consumers who may not qualify for traditional bank loans. This segment has gained prominence as more borrowers seek alternative financing options, particularly in underserved communities and among individuals with unique financial situations. The adaptability and innovation of NBFIs are expected to contribute to their growth in the personal loans landscape.

By Loan Amount

Less than $5,000:

Loans of less than $5,000 are often considered small personal loans, ideal for individuals needing quick cash for minor expenses or emergencies. This segment caters to consumers who may require funds for unexpected costs, such as car repairs or medical bills. The application process for small personal loans is typically streamlined, with quick approval timelines and minimal documentation requirements. This ease of access makes it an attractive option for borrowers with urgent financial needs. Despite their small amounts, these loans are essential in providing financial relief to many individuals, helping them to manage day-to-day expenses without resorting to higher-interest credit products.

$5,000 - $10,000:

The $5,000 to $10,000 loan segment is popular among consumers who require more substantial financing for various purposes, such as debt consolidation, home improvements, or significant life events. Loans in this range strike a balance between accessibility and sufficient funding for essential expenditures. Borrowers often find this segment appealing due to favorable interest rates and manageable repayment terms. Many lenders offer flexible options for this amount range, allowing consumers to choose terms that align with their financial situations. This segment continues to see growth as consumers recognize the benefits of personal loans for larger financial needs.

$10,000 - $20,000:

Loans between $10,000 and $20,000 are often sought by individuals looking to finance significant projects or expenses, such as major home renovations or educational pursuits. This segment typically attracts those with established credit histories, as lenders generally require a more robust credit profile for larger loan amounts. As consumers increasingly recognize the value of personal loans in funding substantial investments, the demand for loans in this range has grown. Additionally, borrowers appreciate the ability to access funds for larger expenses without the need for collateral, making this segment critical to the overall personal loans market.

More than $20,000:

Loans exceeding $20,000 represent the upper tier of personal loans, often utilized for substantial financial commitments such as business investments, major home renovations, or medical treatments. This segment attracts borrowers with higher credit scores and stable incomes, as lenders typically impose stricter qualification criteria for these loans. The advantages of accessing larger sums without the need for collateral are significant for borrowers who require substantial financing for their goals. As economic conditions improve and consumer confidence rises, this segment is expected to witness continued growth, driven by consumers looking to leverage personal loans for major investments.

By Region

The personal loans market exhibits regional variations, influenced by economic conditions, consumer behavior, and lending regulations. In North America, the personal loans market holds the largest share, accounting for approximately 40% of the global market. The well-established banking infrastructure, along with the rapid growth of online lending platforms, contributes to this dominance. The CAGR for the North American personal loans market is projected at 8%, driven by increasing consumer acceptance of digital lending solutions and a growing trend toward debt consolidation. Furthermore, the presence of several leading financial institutions and a high level of financial literacy among consumers further bolster the growth of this region.

In contrast, the Asia Pacific region is experiencing one of the highest growth rates in the personal loans market, with a CAGR estimated at around 12% over the forecast period. Rapid urbanization, rising disposable incomes, and a growing middle class are key drivers of this growth in countries like India and China. The increasing penetration of smartphones and internet access has also opened up opportunities for online lending, making personal loans more accessible to a larger demographic. As traditional banking systems evolve and more consumers embrace alternative lending solutions, the personal loans market in Asia Pacific is poised for significant expansion.

Opportunities

The personal loans market presents numerous opportunities for growth as consumer behavior continues to evolve. With the increasing reliance on technology and digital platforms, lenders have the chance to innovate and enhance their offerings. For instance, the integration of artificial intelligence and machine learning into the loan approval process can lead to faster decision-making and more personalized loan products. This technological advancement allows lenders to assess risk more accurately and provide tailored solutions for borrowers, thus improving the overall customer experience. Additionally, as financial literacy increases among consumers, there is a growing demand for educational resources on personal finance management, creating opportunities for lenders to engage with potential customers through informative content and tools.

Moreover, the shift toward sustainable and responsible lending practices presents opportunities for lenders to attract socially-conscious borrowers. As consumers become more aware of the implications of their financial decisions, lenders can capitalize on this trend by offering green personal loans or loans specifically designed for eco-friendly home improvements and renovations. By aligning their products with the values of their customers, lenders can set themselves apart in a competitive market and foster long-term loyalty among borrowers. Furthermore, partnerships with fintech companies can facilitate the development of innovative lending solutions that cater to the unique needs of diverse consumer segments, further driving growth in the personal loans market.

Threats

While the personal loans market is poised for growth, it also faces several threats that could impact its trajectory. One significant concern is the increasing competition from peer-to-peer lending platforms and alternative financial service providers. These new entrants often offer lower interest rates and more lenient approval processes, putting traditional lenders under pressure to adapt their offerings. As consumers continue to seek convenient and cost-effective borrowing options, traditional banks and credit unions may find it challenging to retain their market share. Additionally, the potential for economic downturns presents a threat, as rising unemployment and reduced consumer confidence could lead to increased default rates on personal loans, ultimately affecting lenders' profitability.

The regulatory landscape is another potential threat to the personal loans market. As governments and regulatory bodies scrutinize lending practices and consumer protection measures, lenders may face growing compliance requirements and operational costs. Stricter regulations could limit lenders' ability to extend credit or necessitate changes to their business models, which may hinder growth in the market. Moreover, the public's perception of personal loans can be influenced by negative media coverage surrounding predatory lending practices, potentially leading to a decline in consumer trust and willingness to borrow. Lenders must navigate these challenges carefully to maintain a sustainable and responsible approach to personal lending.

Competitor Outlook

• Discover Financial Services
• SoFi
• Avant
• Marcus by Goldman Sachs
• LightStream
• Upstart
• Payoff
• Best Egg
• FreedomPlus
• LoanDepot
• OneMain Financial
• Citizens Bank
• Sallie Mae
• Wells Fargo
• American Express Personal Loans

The competitive landscape of the personal loans market is characterized by a mix of traditional banks, credit unions, online lenders, and peer-to-peer lending platforms. Traditional financial institutions like Wells Fargo and Citizens Bank maintain significant market presence due to their established reputations and broad product offerings. These banks leverage their extensive branch networks and customer relationships to provide personalized service to borrowers. However, they face increasing competition from online lenders such as SoFi and Upstart, which have disrupted the market by offering streamlined digital applications and faster approval processes. This shift toward online lending has attracted a younger demographic, prompting traditional players to enhance their digital capabilities and customer engagement strategies.

In addition to established banks, non-bank entities and peer-to-peer lending platforms have emerged as formidable competitors in the personal loans market. Companies like Discover Financial Services and Marcus by Goldman Sachs have gained traction by offering competitive rates and flexible terms, appealing to a broad spectrum of borrowers. Meanwhile, peer-to-peer lending platforms such as LendingClub and Prosper connect borrowers directly with investors, often providing more attractive terms than traditional lenders. This innovative approach to lending has reshaped consumer expectations, pushing all players in the market to adapt their offerings to remain competitive.

Major players in the personal loans market, such as SoFi and Avant, focus heavily on technology and customer experience. SoFi, for example, not only offers personal loans but also provides a suite of financial products, including student loans, mortgages, and investment services, positioning itself as a comprehensive financial service provider. Avant targets the subprime lending market, offering credit solutions to individuals who may not qualify for traditional loans. These companies have leveraged digital marketing and social media to enhance brand awareness and foster engagement with potential borrowers. As competition intensifies, maintaining a strong online presence and delivering exceptional customer service will be critical for success in the evolving personal loans market.

• 1 Appendix

  • 1.1 List of Tables
  • 1.2 List of Figures

• 2 Introduction

  • 2.1 Market Definition
  • 2.2 Scope of the Report
  • 2.3 Study Assumptions
  • 2.4 Base Currency & Forecast Periods

• 3 Market Dynamics

  • 3.1 Market Growth Factors
  • 3.2 Economic & Global Events
  • 3.3 Innovation Trends
  • 3.4 Supply Chain Analysis

• 4 Consumer Behavior

  • 4.1 Market Trends
  • 4.2 Pricing Analysis
  • 4.3 Buyer Insights

• 5 Key Player Profiles

  • 5.1 SoFi
    • 5.1.1 Business Overview
    • 5.1.2 Products & Services
    • 5.1.3 Financials
    • 5.1.4 Recent Developments
    • 5.1.5 SWOT Analysis
  • 5.2 Avant
    • 5.2.1 Business Overview
    • 5.2.2 Products & Services
    • 5.2.3 Financials
    • 5.2.4 Recent Developments
    • 5.2.5 SWOT Analysis
  • 5.3 Payoff
    • 5.3.1 Business Overview
    • 5.3.2 Products & Services
    • 5.3.3 Financials
    • 5.3.4 Recent Developments
    • 5.3.5 SWOT Analysis
  • 5.4 Upstart
    • 5.4.1 Business Overview
    • 5.4.2 Products & Services
    • 5.4.3 Financials
    • 5.4.4 Recent Developments
    • 5.4.5 SWOT Analysis
  • 5.5 Best Egg
    • 5.5.1 Business Overview
    • 5.5.2 Products & Services
    • 5.5.3 Financials
    • 5.5.4 Recent Developments
    • 5.5.5 SWOT Analysis
  • 5.6 LoanDepot
    • 5.6.1 Business Overview
    • 5.6.2 Products & Services
    • 5.6.3 Financials
    • 5.6.4 Recent Developments
    • 5.6.5 SWOT Analysis
  • 5.7 Sallie Mae
    • 5.7.1 Business Overview
    • 5.7.2 Products & Services
    • 5.7.3 Financials
    • 5.7.4 Recent Developments
    • 5.7.5 SWOT Analysis
  • 5.8 FreedomPlus
    • 5.8.1 Business Overview
    • 5.8.2 Products & Services
    • 5.8.3 Financials
    • 5.8.4 Recent Developments
    • 5.8.5 SWOT Analysis
  • 5.9 LightStream
    • 5.9.1 Business Overview
    • 5.9.2 Products & Services
    • 5.9.3 Financials
    • 5.9.4 Recent Developments
    • 5.9.5 SWOT Analysis
  • 5.10 Wells Fargo
    • 5.10.1 Business Overview
    • 5.10.2 Products & Services
    • 5.10.3 Financials
    • 5.10.4 Recent Developments
    • 5.10.5 SWOT Analysis
  • 5.11 Citizens Bank
    • 5.11.1 Business Overview
    • 5.11.2 Products & Services
    • 5.11.3 Financials
    • 5.11.4 Recent Developments
    • 5.11.5 SWOT Analysis
  • 5.12 OneMain Financial
    • 5.12.1 Business Overview
    • 5.12.2 Products & Services
    • 5.12.3 Financials
    • 5.12.4 Recent Developments
    • 5.12.5 SWOT Analysis
  • 5.13 Marcus by Goldman Sachs
    • 5.13.1 Business Overview
    • 5.13.2 Products & Services
    • 5.13.3 Financials
    • 5.13.4 Recent Developments
    • 5.13.5 SWOT Analysis
  • 5.14 Discover Financial Services
    • 5.14.1 Business Overview
    • 5.14.2 Products & Services
    • 5.14.3 Financials
    • 5.14.4 Recent Developments
    • 5.14.5 SWOT Analysis
  • 5.15 American Express Personal Loans
    • 5.15.1 Business Overview
    • 5.15.2 Products & Services
    • 5.15.3 Financials
    • 5.15.4 Recent Developments
    • 5.15.5 SWOT Analysis

• 6 Market Segmentation

  • 6.1 Personal Loans Market, By Loan Type
    • 6.1.1 Unsecured Personal Loans
    • 6.1.2 Secured Personal Loans
    • 6.1.3 Fixed Rate Personal Loans
    • 6.1.4 Variable Rate Personal Loans
    • 6.1.5 Debt Consolidation Loans
  • 6.2 Personal Loans Market, By Application
    • 6.2.1 Debt Consolidation
    • 6.2.2 Home Renovation
    • 6.2.3 Education
    • 6.2.4 Wedding Expenses
    • 6.2.5 Medical Emergencies
  • 6.3 Personal Loans Market, By Lender Type
    • 6.3.1 Banks
    • 6.3.2 Credit Unions
    • 6.3.3 Online Lenders
    • 6.3.4 Peer-to-Peer Lending Platforms
    • 6.3.5 Non-Banking Financial Institutions
  • 6.4 Personal Loans Market, By Loan Amount
    • 6.4.1 Less than $5
    • 6.4.2 000
    • 6.4.3 $5
    • 6.4.4 000 - $10
    • 6.4.5 000
    • 6.4.6 $10
    • 6.4.7 000 - $20
    • 6.4.8 000
    • 6.4.9 More than $20
    • 6.4.10 000

• 7 Competitive Analysis

  • 7.1 Key Player Comparison
  • 7.2 Market Share Analysis
  • 7.3 Investment Trends
  • 7.4 SWOT Analysis

• 8 Research Methodology

  • 8.1 Analysis Design
  • 8.2 Research Phases
  • 8.3 Study Timeline

• 9 Future Market Outlook

  • 9.1 Growth Forecast
  • 9.2 Market Evolution

• 10 Geographical Overview

  • 10.1 Europe - Market Analysis
    • 10.1.1 By Country
      • 10.1.1.1 UK
      • 10.1.1.2 France
      • 10.1.1.3 Germany
      • 10.1.1.4 Spain
      • 10.1.1.5 Italy
  • 10.2 Asia Pacific - Market Analysis
    • 10.2.1 By Country
      • 10.2.1.1 India
      • 10.2.1.2 China
      • 10.2.1.3 Japan
      • 10.2.1.4 South Korea
  • 10.3 Latin America - Market Analysis
    • 10.3.1 By Country
      • 10.3.1.1 Brazil
      • 10.3.1.2 Argentina
      • 10.3.1.3 Mexico
  • 10.4 North America - Market Analysis
    • 10.4.1 By Country
      • 10.4.1.1 USA
      • 10.4.1.2 Canada
  • 10.5 Personal Loans Market by Region
  • 10.6 Middle East & Africa - Market Analysis
    • 10.6.1 By Country
      • 10.6.1.1 Middle East
      • 10.6.1.2 Africa

• 11 Global Economic Factors

  • 11.1 Inflation Impact
  • 11.2 Trade Policies

• 12 Technology & Innovation

  • 12.1 Emerging Technologies
  • 12.2 AI & Digital Trends
  • 12.3 Patent Research

• 13 Investment & Market Growth

  • 13.1 Funding Trends
  • 13.2 Future Market Projections

• 14 Market Overview & Key Insights

  • 14.1 Executive Summary
  • 14.2 Key Trends
  • 14.3 Market Challenges
  • 14.4 Regulatory Landscape

Segments Analyzed in the Report

The global Personal Loans market is categorized based on

By Loan Type

• Unsecured Personal Loans
• Secured Personal Loans
• Fixed Rate Personal Loans
• Variable Rate Personal Loans
• Debt Consolidation Loans

By Application

• Debt Consolidation
• Home Renovation
• Education
• Wedding Expenses
• Medical Emergencies

By Lender Type

• Banks
• Credit Unions
• Online Lenders
• Peer-to-Peer Lending Platforms
• Non-Banking Financial Institutions

By Loan Amount

• Less than $5
• 000
• $5
• 000 - $10
• 000
• $10
• 000 - $20
• 000
• More than $20
• 000

By Region

• North America
• Europe
• Asia Pacific
• Latin America
• Middle East & Africa

Key Players

• Discover Financial Services
• SoFi
• Avant
• Marcus by Goldman Sachs
• LightStream
• Upstart
• Payoff
• Best Egg
• FreedomPlus
• LoanDepot
• OneMain Financial
• Citizens Bank
• Sallie Mae
• Wells Fargo
• American Express Personal Loans