Mobile Home Insurance

Mobile Home Insurance Market Outlook

The global mobile home insurance market is projected to reach approximately USD 4 billion by 2035, growing at a CAGR of around 5.5% from 2025 to 2035. This growth can be attributed to factors such as increasing awareness about mobile home ownership and the rising incidence of natural disasters, which has heightened the demand for insurance products that provide adequate coverage against potential losses. Additionally, the growing number of mobile home parks and communities has further contributed to the expansion of this market, as more individuals are opting for mobile homes as a cost-effective housing solution. The evolving insurance landscape combined with technological advancements in policy management and customer service is expected to drive the market forward, creating opportunities for both insurers and policyholders.

Growth Factor of the Market

Several key factors are driving the growth of the mobile home insurance market. One significant factor is the increasing number of consumers opting for mobile homes as an affordable housing alternative, leading to a rise in demand for tailored insurance solutions. Moreover, the growing awareness regarding the importance of safeguarding assets against unexpected events such as natural disasters and accidents is prompting homeowners to invest in comprehensive insurance policies. The increase in natural calamities, such as hurricanes and floods, has also led to heightened risk awareness, pushing consumers towards securing their investments with appropriate coverage. Furthermore, legislative changes and governmental incentives for mobile home ownership are making it easier for potential buyers to consider mobile homes as viable living options. Lastly, the digital transformation in the insurance industry, characterized by online platforms and user-friendly interfaces, is making it easier for consumers to purchase and manage policies effectively.

Key Highlights of the Market

• The global mobile home insurance market is expected to witness substantial growth owing to increasing mobile home ownership.
• Technological advancements and digital platforms are enhancing customer experience and accessibility to insurance products.
• The market is significantly influenced by rising awareness about the necessity of insurance against natural disasters.
• Emerging trends in eco-friendly mobile homes are opening new avenues for insurance providers.
• The market is subject to regulatory changes that can impact policy structures and coverage options.

By Coverage Type

Property Coverage:

Property coverage is a fundamental component of mobile home insurance that protects the physical structure of the home against potential risks such as fire, theft, vandalism, and severe weather events. This type of coverage often encompasses not only the mobile home itself but also any attached structures, such as porches and decks. As mobile homes can be susceptible to various environmental hazards, having robust property coverage is crucial for homeowners. In addition, insurers increasingly offer customizable options within property coverage, allowing policyholders to tailor their protection to suit specific needs and circumstances. This flexibility is particularly appealing to mobile home owners, who may have diverse requirements based on their location and lifestyle. Overall, property coverage remains a significant area of focus for both insurers and consumers in the mobile home insurance market.

Liability Coverage:

Liability coverage is essential for mobile home insurance policies, as it protects homeowners against legal claims resulting from injuries or accidents that occur on their property. This type of coverage typically includes legal fees, medical expenses, and damages awarded to injured parties, ensuring that homeowners are financially safeguarded against potentially costly lawsuits. Given the communal nature of many mobile home parks, where incidents can impact multiple residents, the need for comprehensive liability coverage is particularly pronounced. Insurers are thus increasingly offering liability protection as a standard component of policies, allowing homeowners to have peace of mind. As the number of mobile home communities continues to rise, so does the emphasis on liability coverage, making it a key segment of the market.

Personal Property Coverage:

Personal property coverage is a critical aspect of mobile home insurance that ensures the protection of personal belongings within the home. This includes furniture, electronics, clothing, and other valuable items. In a mobile home setting, personal property coverage is especially important, as residents may often move or relocate their homes, increasing the risk of loss or damage during transport. Insurers often provide options for policyholders to choose from various levels of personal property coverage, allowing them to assess the value of their belongings and select a policy that fits their needs. Increasing consumer awareness regarding the need to protect personal assets against theft, fire, and other perils is driving demand for this type of coverage in the mobile home insurance market.

Additional Living Expenses Coverage:

Additional living expenses (ALE) coverage is an important feature of mobile home insurance policies that provides financial support for policyholders who must temporarily relocate due to damage that renders their home uninhabitable. This coverage typically includes costs associated with hotel stays, meals, and other necessary living expenses during the relocation period. Given the potential for natural disasters and other emergencies that can affect mobile homes, ALE coverage serves as a critical safety net for homeowners, ensuring they can maintain their standard of living while their home is being repaired or replaced. Insurers are increasingly promoting ALE coverage as part of comprehensive mobile home insurance packages, highlighting its value in providing peace of mind during unforeseen circumstances.

Other Structures Coverage:

Other structures coverage is a component of mobile home insurance that extends protection beyond the primary living space to additional structures on the property. This can include garages, sheds, fences, and decks. Many mobile homeowners have unique outdoor structures that require protection from potential hazards such as weather-related damages or vandalism. This coverage allows policyholders to safeguard these additional assets, ensuring they are not left vulnerable to unforeseen events. Insurers often allow for varying levels of other structures coverage, making it flexible for homeowners to secure protection for their specific needs. As more consumers invest in mobile homes with additional features, the demand for this type of coverage is likely to grow in tandem with the increasing complexity of mobile home properties.

By Policy Type

Actual Cash Value Policy:

An actual cash value (ACV) policy is a common type of mobile home insurance that provides coverage based on the current market value of the home and its contents at the time of loss. This means that in the event of a covered claim, the insurer will compensate the policyholder for the depreciated value of the damaged property rather than the full replacement cost. While ACV policies tend to have lower premiums, they may result in less financial recovery during a loss event, making them less attractive for some homeowners. Nevertheless, this type of policy remains popular among those seeking affordable coverage options. As the mobile home market continues to expand, the demand for ACV policies is likely to grow, especially among cost-conscious buyers.

Replacement Cost Policy:

Replacement cost policies are designed to cover the full cost of repairing or replacing damaged property without accounting for depreciation. This means that in the event of a claim, the policyholder will receive compensation based on the current cost to replace their mobile home and its contents. This type of policy is attractive for homeowners who want to ensure they can fully restore their property after a loss without incurring out-of-pocket expenses. As awareness of the importance of adequate coverage increases, more mobile homeowners are opting for replacement cost policies to protect their investments. Insurers are adjusting their offerings to accommodate this trend, making replacement cost policies a significant segment within the mobile home insurance market.

Agreed Value Policy:

An agreed value policy is a type of mobile home insurance where both the insurer and policyholder determine the value of the home upfront, which is used for claims in the event of a total loss. This eliminates the uncertainties surrounding depreciation and market fluctuations, providing policyholders with peace of mind knowing they will receive a predetermined amount in the event of a claim. This type of policy is particularly appealing for unique or custom-built mobile homes, where market value may not accurately reflect the home’s worth. As more consumers seek personalized insurance solutions, agreed value policies are gaining traction in the mobile home insurance market, contributing to its overall growth.

Comprehensive Policy:

A comprehensive policy is a type of mobile home insurance that provides extensive coverage for a wide range of risks and perils, including damage from natural disasters, theft, vandalism, and personal liability. This all-inclusive approach ensures that homeowners have robust protection against various potential threats, making it a popular choice among mobile home owners. Comprehensive policies are particularly beneficial for those living in areas prone to extreme weather conditions, as they often cover natural disasters that may not be included in standard policies. With the increasing concern over climate-related risks, the demand for comprehensive mobile home insurance policies is expected to rise, prompting insurers to expand their offerings in this segment.

Named Peril Policy:

Named peril policies are designed to cover only those specific risks that are explicitly listed in the policy. This means that if a peril is not mentioned, it is not covered. While this type of policy generally comes with lower premiums compared to comprehensive options, it may leave policyholders vulnerable to losses from unlisted events. Named peril policies are often appealing to mobile homeowners looking for a cost-effective way to secure basic coverage. However, consumers are becoming increasingly aware of the limitations of these policies, which may lead to a shift towards more comprehensive coverage options as market conditions evolve. The named peril policy segment remains relevant, especially for budget-conscious consumers in the mobile home insurance market.

By Distribution Channel

Insurance Agents/Brokers:

Insurance agents and brokers play a vital role in the distribution of mobile home insurance policies, serving as intermediaries between customers and insurers. These professionals help consumers navigate the complexities of insurance products, providing personalized advice and recommendations based on individual needs and circumstances. Agents and brokers are especially valuable in the mobile home insurance market, where understanding specific coverage requirements is essential for adequate protection. As the demand for mobile home insurance continues to grow, the role of agents and brokers is becoming increasingly prominent, as they offer expertise that helps consumers make informed decisions about their insurance options. Furthermore, agents can assist in identifying the best policy options tailored to the unique needs of mobile homeowners, enhancing overall customer satisfaction.

Online Platforms:

The rise of digital technology has significantly transformed the mobile home insurance market, with online platforms becoming a popular distribution channel. These platforms offer consumers the convenience of researching, comparing, and purchasing insurance policies from the comfort of their homes. With an array of options available at their fingertips, consumers can easily access quotes, read reviews, and evaluate policy details, making the decision-making process more straightforward. Additionally, online platforms often provide instant policy issuance and user-friendly management tools, which enhance the overall customer experience. As the trend towards digitalization continues, more insurance providers are investing in online platforms to attract tech-savvy consumers, further driving the growth of the mobile home insurance market.

Direct Sales:

Direct sales are another significant distribution channel for mobile home insurance, allowing insurers to sell policies directly to consumers without intermediaries. This approach enables insurance companies to streamline their operations, reduce costs, and pass the savings onto consumers in the form of lower premiums. Direct sales also facilitate better communication between the insurer and the policyholder, fostering a more transparent relationship. Many consumers appreciate the ability to access information directly from the source and may feel more empowered in their purchasing decisions. As the mobile home insurance market continues to evolve, direct sales strategies are likely to gain traction, particularly as more consumers seek straightforward and cost-effective insurance solutions.

Banks:

Banks have increasingly become important players in the distribution of mobile home insurance, often bundling insurance products with mortgage offerings for consumers. This integrated approach allows customers to manage both their loans and insurance through a single financial institution, creating convenience and efficiency. Banks typically collaborate with insurance companies to provide tailored policies that align with their clients' financial needs, making it easier for mobile home buyers to secure comprehensive coverage. Additionally, leveraging their established customer relationships, banks can promote mobile home insurance effectively, helping to expand the market reach. As the synergy between banking and insurance continues to develop, banks are expected to play a more prominent role in the mobile home insurance market.

By User

Owners:

Owners constitute a significant segment of the mobile home insurance market, as they require comprehensive coverage to protect their investments. Mobile home owners face unique risks associated with their dwelling, including damage from natural disasters, theft, and liability issues. Consequently, they often seek tailored insurance solutions that include property, liability, and additional living expenses coverage. The increasing number of individuals opting for mobile homes due to affordability is driving the demand for insurance products specifically designed for owners. As awareness of the importance of insurance continues to grow, this segment is expected to expand further, prompting insurers to develop innovative products that cater to the needs of mobile home owners.

Renters:

Renters represent another vital segment within the mobile home insurance market, as they require coverage for their personal belongings while residing in a mobile home. Unlike owners, renters do not need coverage for the structure itself, but they do require protection against loss or damage to their possessions due to events such as theft, fire, or water damage. Renters’ insurance policies are typically more affordable than owner-occupied policies, making them an attractive option for individuals living in mobile homes who do not own the property. The growing trend of renting mobile homes, especially within communities, is anticipated to boost the demand for renters’ insurance, encouraging insurers to create targeted products tailored to this demographic.

Landlords:

Landlords of mobile homes play a crucial role in the insurance market, as they require specialized coverage to protect their rental properties and mitigate potential liabilities. Mobile home landlords face unique challenges, including the risk of tenant-related damages and property loss. Therefore, obtaining landlord insurance that encompasses liability coverage, property coverage, and protection against loss of rental income is essential for their financial security. As the market for mobile home rentals expands, landlords are increasingly recognizing the need for comprehensive insurance solutions that address their specific risks. This growing awareness is driving demand for policies tailored to landlords, resulting in a notable evolution of offerings within the mobile home insurance market.

By Region

The mobile home insurance market exhibits significant regional variations, with North America accounting for the largest share of the market. In fact, North America holds approximately 45% of the global market share, primarily due to the high prevalence of mobile homes in the United States and Canada. The region's well-established insurance infrastructure, coupled with a growing awareness of the necessity of mobile home coverage, contributes to its dominant position. The market is expected to grow at a CAGR of around 6% over the forecast period, driven by factors such as increasing mobile home ownership and rising natural disaster incidents. The demand for mobile home insurance in North America is consistently bolstered by the development of tailored products designed for specific consumer needs.

Europe follows as the second-largest market for mobile home insurance, holding approximately 25% of the global market share. The region is experiencing growth due to an increasing number of mobile home parks and a rising trend of individuals choosing mobile homes as a lifestyle choice. European consumers are becoming more conscious of the importance of securing insurance to protect their assets, leading to a growing demand for specialized mobile home insurance products. Additionally, the competitive landscape of the European insurance market is encouraging providers to innovate and offer comprehensive coverage options, further supporting market growth. Meanwhile, other regions like Asia Pacific, Latin America, and the Middle East & Africa collectively account for the remaining market share, with significant growth potential as awareness regarding mobile home insurance continues to spread.

Opportunities

The mobile home insurance market presents numerous opportunities for growth and innovation as consumer preferences evolve. One of the most significant opportunities lies in the increasing trend of environmentally-friendly mobile homes. As more consumers seek sustainable living solutions, insurance providers can develop specialized policies that cater to eco-conscious homeowners. This includes coverage for green technologies, such as solar panels and energy-efficient appliances, which can significantly enhance the appeal of mobile home insurance products. Insurers that adapt to this trend by offering tailored coverage options can effectively differentiate themselves in a competitive market, positioning themselves as leaders in the emerging eco-friendly segment.

Another opportunity arises from the digital transformation within the insurance industry. As more consumers turn to online platforms for purchasing and managing their policies, insurers can capitalize on this trend by investing in user-friendly technology and streamlined processes. Providing a seamless customer experience through digital channels can enhance customer satisfaction and loyalty, ultimately driving sales growth. Additionally, leveraging data analytics and artificial intelligence can allow insurers to better understand consumer behavior and preferences, enabling them to create personalized insurance products that meet the unique needs of mobile homeowners. By embracing technology and focusing on customer-centric solutions, insurers can unlock significant growth potential in the mobile home insurance market.

Threats

Threats in the mobile home insurance market primarily stem from the rising frequency of natural disasters and extreme weather conditions. Events such as hurricanes, floods, and wildfires pose significant risks to mobile homes, leading to increased claims and potential financial strain on insurance providers. As climate change continues to exacerbate the frequency and severity of these events, insurers may face challenges in accurately pricing policies and managing risk exposure. This uncertainty can lead to higher premiums for consumers, potentially driving them away from purchasing coverage altogether. Additionally, if insurers do not adapt their offerings to address these evolving risks, they may find themselves competitively disadvantaged in the market.

Regulatory changes also pose potential threats to the mobile home insurance market. The insurance industry is subject to varying regulations across different regions, which can impact policy structures, coverage requirements, and pricing strategies. Insurers must remain vigilant and agile in response to legislative changes to ensure compliance and avoid potential penalties. Furthermore, the complexity of regulations can lead to increased operational costs for insurance providers, impacting their profitability. As the market landscape evolves, the ability to navigate regulatory challenges effectively will be critical for insurers looking to maintain their competitive edge in the mobile home insurance space.

Competitor Outlook

• State Farm
• Allstate
• Farmers Insurance
• Progressive
• Geico
• American Family Insurance
• Liberty Mutual
• Nationwide
• Hartford
• USAA
• Esurance
• Travelers
• MetLife
• Chubb
• Thor Insurance

The competitive landscape of the mobile home insurance market is characterized by a mix of established players and emerging insurtech firms that are redefining traditional insurance offerings. Major insurers such as State Farm, Allstate, and Farmers Insurance dominate the space, leveraging their extensive experience and established customer bases to retain market share. These companies often provide a range of mobile home insurance products, from basic policies to specialized coverage options tailored to different customer needs. Additionally, these market leaders focus on customer engagement and satisfaction, offering robust support systems and user-friendly digital platforms to enhance the overall customer experience. As consumer preferences continue to evolve, these companies are also investing in product innovation to remain competitive in this changing landscape.

Emerging insurtech businesses also play a significant role in shaping the competitive dynamics of the mobile home insurance market. Companies like Lemonade and Root Insurance are leveraging technology to offer streamlined, user-friendly insurance solutions that appeal to tech-savvy consumers. These startups often utilize data analytics and machine learning algorithms to deliver personalized insurance products, tailoring coverage based on individual preferences and risk profiles. By challenging traditional insurance models, insurtech firms are driving innovation and fostering competition, compelling established insurers to adapt their strategies to include technology-driven solutions. As the market continues to evolve, the interplay between traditional insurers and emerging disruptors will shape the future landscape of mobile home insurance.

Among the major companies in the mobile home insurance landscape, State Farm stands out for its extensive coverage options and strong customer service reputation. The company offers a variety of mobile home insurance policies, including comprehensive coverage and customizable options that allow homeowners to tailor their policies to meet specific needs. With a robust network of agents and a strong digital presence, State Farm continues to enhance its market position, ensuring accessibility and support for policyholders. Furthermore, the company's commitment to innovation and risk management initiatives positions it well to navigate the evolving challenges of the mobile home insurance market.

Similarly, Allstate is recognized for its competitive mobile home insurance offerings, which include a wide range of coverage options and discounts for policyholders. The company's focus on technology and customer engagement has allowed it to establish a strong foothold in the market, providing consumers with easy access to information and support. Additionally, Allstate's emphasis on risk assessment and management strategies ensures that it remains responsive to market trends and consumer needs, further solidifying its competitive advantage. As the mobile home insurance market continues to expand, Allstate's proactive approach will be crucial in maintaining its leadership position.

• 1 Appendix

  • 1.1 List of Tables
  • 1.2 List of Figures

• 2 Introduction

  • 2.1 Market Definition
  • 2.2 Scope of the Report
  • 2.3 Study Assumptions
  • 2.4 Base Currency & Forecast Periods

• 3 Market Dynamics

  • 3.1 Market Growth Factors
  • 3.2 Economic & Global Events
  • 3.3 Innovation Trends
  • 3.4 Supply Chain Analysis

• 4 Consumer Behavior

  • 4.1 Market Trends
  • 4.2 Pricing Analysis
  • 4.3 Buyer Insights

• 5 Key Player Profiles

  • 5.1 USAA
    • 5.1.1 Business Overview
    • 5.1.2 Products & Services
    • 5.1.3 Financials
    • 5.1.4 Recent Developments
    • 5.1.5 SWOT Analysis
  • 5.2 Chubb
    • 5.2.1 Business Overview
    • 5.2.2 Products & Services
    • 5.2.3 Financials
    • 5.2.4 Recent Developments
    • 5.2.5 SWOT Analysis
  • 5.3 Geico
    • 5.3.1 Business Overview
    • 5.3.2 Products & Services
    • 5.3.3 Financials
    • 5.3.4 Recent Developments
    • 5.3.5 SWOT Analysis
  • 5.4 MetLife
    • 5.4.1 Business Overview
    • 5.4.2 Products & Services
    • 5.4.3 Financials
    • 5.4.4 Recent Developments
    • 5.4.5 SWOT Analysis
  • 5.5 Allstate
    • 5.5.1 Business Overview
    • 5.5.2 Products & Services
    • 5.5.3 Financials
    • 5.5.4 Recent Developments
    • 5.5.5 SWOT Analysis
  • 5.6 Esurance
    • 5.6.1 Business Overview
    • 5.6.2 Products & Services
    • 5.6.3 Financials
    • 5.6.4 Recent Developments
    • 5.6.5 SWOT Analysis
  • 5.7 Hartford
    • 5.7.1 Business Overview
    • 5.7.2 Products & Services
    • 5.7.3 Financials
    • 5.7.4 Recent Developments
    • 5.7.5 SWOT Analysis
  • 5.8 Travelers
    • 5.8.1 Business Overview
    • 5.8.2 Products & Services
    • 5.8.3 Financials
    • 5.8.4 Recent Developments
    • 5.8.5 SWOT Analysis
  • 5.9 Nationwide
    • 5.9.1 Business Overview
    • 5.9.2 Products & Services
    • 5.9.3 Financials
    • 5.9.4 Recent Developments
    • 5.9.5 SWOT Analysis
  • 5.10 State Farm
    • 5.10.1 Business Overview
    • 5.10.2 Products & Services
    • 5.10.3 Financials
    • 5.10.4 Recent Developments
    • 5.10.5 SWOT Analysis
  • 5.11 Progressive
    • 5.11.1 Business Overview
    • 5.11.2 Products & Services
    • 5.11.3 Financials
    • 5.11.4 Recent Developments
    • 5.11.5 SWOT Analysis
  • 5.12 Liberty Mutual
    • 5.12.1 Business Overview
    • 5.12.2 Products & Services
    • 5.12.3 Financials
    • 5.12.4 Recent Developments
    • 5.12.5 SWOT Analysis
  • 5.13 Thor Insurance
    • 5.13.1 Business Overview
    • 5.13.2 Products & Services
    • 5.13.3 Financials
    • 5.13.4 Recent Developments
    • 5.13.5 SWOT Analysis
  • 5.14 Farmers Insurance
    • 5.14.1 Business Overview
    • 5.14.2 Products & Services
    • 5.14.3 Financials
    • 5.14.4 Recent Developments
    • 5.14.5 SWOT Analysis
  • 5.15 American Family Insurance
    • 5.15.1 Business Overview
    • 5.15.2 Products & Services
    • 5.15.3 Financials
    • 5.15.4 Recent Developments
    • 5.15.5 SWOT Analysis

• 6 Market Segmentation

  • 6.1 Mobile Home Insurance Market, By User
    • 6.1.1 Owners
    • 6.1.2 Renters
    • 6.1.3 Landlords
  • 6.2 Mobile Home Insurance Market, By Policy Type
    • 6.2.1 Actual Cash Value Policy
    • 6.2.2 Replacement Cost Policy
    • 6.2.3 Agreed Value Policy
    • 6.2.4 Comprehensive Policy
    • 6.2.5 Named Peril Policy
  • 6.3 Mobile Home Insurance Market, By Coverage Type
    • 6.3.1 Property Coverage
    • 6.3.2 Liability Coverage
    • 6.3.3 Personal Property Coverage
    • 6.3.4 Additional Living Expenses Coverage
    • 6.3.5 Other Structures Coverage
  • 6.4 Mobile Home Insurance Market, By Distribution Channel
    • 6.4.1 Insurance Agents/Brokers
    • 6.4.2 Online Platforms
    • 6.4.3 Direct Sales
    • 6.4.4 Banks

• 7 Competitive Analysis

  • 7.1 Key Player Comparison
  • 7.2 Market Share Analysis
  • 7.3 Investment Trends
  • 7.4 SWOT Analysis

• 8 Research Methodology

  • 8.1 Analysis Design
  • 8.2 Research Phases
  • 8.3 Study Timeline

• 9 Future Market Outlook

  • 9.1 Growth Forecast
  • 9.2 Market Evolution

• 10 Geographical Overview

  • 10.1 Europe - Market Analysis
    • 10.1.1 By Country
      • 10.1.1.1 UK
      • 10.1.1.2 France
      • 10.1.1.3 Germany
      • 10.1.1.4 Spain
      • 10.1.1.5 Italy
  • 10.2 Asia Pacific - Market Analysis
    • 10.2.1 By Country
      • 10.2.1.1 India
      • 10.2.1.2 China
      • 10.2.1.3 Japan
      • 10.2.1.4 South Korea
  • 10.3 Latin America - Market Analysis
    • 10.3.1 By Country
      • 10.3.1.1 Brazil
      • 10.3.1.2 Argentina
      • 10.3.1.3 Mexico
  • 10.4 North America - Market Analysis
    • 10.4.1 By Country
      • 10.4.1.1 USA
      • 10.4.1.2 Canada
  • 10.5 Middle East & Africa - Market Analysis
    • 10.5.1 By Country
      • 10.5.1.1 Middle East
      • 10.5.1.2 Africa
  • 10.6 Mobile Home Insurance Market by Region

• 11 Global Economic Factors

  • 11.1 Inflation Impact
  • 11.2 Trade Policies

• 12 Technology & Innovation

  • 12.1 Emerging Technologies
  • 12.2 AI & Digital Trends
  • 12.3 Patent Research

• 13 Investment & Market Growth

  • 13.1 Funding Trends
  • 13.2 Future Market Projections

• 14 Market Overview & Key Insights

  • 14.1 Executive Summary
  • 14.2 Key Trends
  • 14.3 Market Challenges
  • 14.4 Regulatory Landscape

Segments Analyzed in the Report

The global Mobile Home Insurance market is categorized based on

By Coverage Type

• Property Coverage
• Liability Coverage
• Personal Property Coverage
• Additional Living Expenses Coverage
• Other Structures Coverage

By Policy Type

• Actual Cash Value Policy
• Replacement Cost Policy
• Agreed Value Policy
• Comprehensive Policy
• Named Peril Policy

By Distribution Channel

• Insurance Agents/Brokers
• Online Platforms
• Direct Sales
• Banks

By User

• Owners
• Renters
• Landlords

By Region

• North America
• Europe
• Asia Pacific
• Latin America
• Middle East & Africa

Key Players

• State Farm
• Allstate
• Farmers Insurance
• Progressive
• Geico
• American Family Insurance
• Liberty Mutual
• Nationwide
• Hartford
• USAA
• Esurance
• Travelers
• MetLife
• Chubb
• Thor Insurance