Factory and Warehouse Insurance

Factory and Warehouse Insurance Market Outlook

The global factory and warehouse insurance market is projected to reach USD 115 billion by 2035, growing at a Compound Annual Growth Rate (CAGR) of approximately 6% from 2025 to 2035. The growth in this market is primarily driven by an increase in manufacturing activities and the expansion of supply chains globally. As businesses increasingly rely on warehouses for inventory management and distribution, the need for robust insurance solutions to mitigate various risks associated with property damage, liability claims, and business interruptions has surged. Additionally, the advent of advanced technologies in manufacturing processes, combined with regulatory pressures, is prompting companies to invest in comprehensive insurance policies to protect their operational assets. The escalating incidents of natural disasters, industrial accidents, and theft are also significant factors contributing to the demand for specialized factory and warehouse insurance coverage.

Growth Factor of the Market

Several key factors are propelling the growth of the factory and warehouse insurance market. Firstly, the rise in e-commerce and online retailing has led to a significant increase in warehousing needs, necessitating a comprehensive insurance framework to protect these facilities against various risks. Moreover, the ongoing advancements in manufacturing technology require businesses to safeguard their equipment and workforce, thereby increasing the demand for liability and workers’ compensation insurance. Additionally, as companies expand their operations into new regions, they are faced with varying regulatory requirements, prompting the need for tailored insurance solutions that comply with local laws. Furthermore, the growing awareness of risk management strategies in businesses is encouraging investments in insurance coverage, fostering market growth. Lastly, innovations in insurance products that cater to specific industry needs have also contributed to the expansion of this market.

Key Highlights of the Market

• The factory and warehouse insurance market is expected to experience a CAGR of 6% from 2025 to 2035.
• Increased manufacturing activities and e-commerce growth are driving demand for insurance solutions.
• Technological advancements in manufacturing processes necessitate comprehensive coverage.
• Regulatory compliance across different regions is prompting tailored insurance products.
• Innovative risk management strategies in businesses are fostering investments in insurance coverage.

By Policy Type

Property Insurance:

Property insurance is one of the foundational segments of factory and warehouse insurance, providing coverage for physical assets such as buildings, machinery, and inventory against risks like fire, theft, and natural disasters. As manufacturing and warehousing facilities often house significant capital in assets, having robust property insurance is crucial. The coverage can extend to losses incurred due to physical damages, ensuring businesses can recover quickly from disruptions. Insurers are enhancing their offerings by including coverage for equipment breakdown and special perils, making property insurance an essential part of any factory or warehouse insurance portfolio.

Liability Insurance:

Liability insurance protects businesses from claims arising from injuries or damages to third parties. This type of coverage is increasingly important for factories and warehouses where the risk of accidents, such as slips, falls, or equipment failures, can lead to significant liabilities. Liability insurance can cover legal fees, settlements, and medical expenses, protecting company assets from unforeseen incidents. Furthermore, as regulations regarding workplace safety become stricter, businesses are more inclined to invest in liability insurance to shield themselves against potential claims and ensure compliance with safety standards.

Business Interruption Insurance:

Business interruption insurance is designed to protect businesses from loss of income during periods of disruption due to covered events, such as fires or natural disasters. This type of insurance is vital for factories and warehouses as disruptions can lead to significant financial losses. It helps businesses cover ongoing expenses, such as rent, payroll, and operational costs, during the recovery period. As the global landscape becomes increasingly volatile, with risks from climate change and geopolitical tensions, businesses are recognizing the importance of this coverage to maintain financial stability during unforeseen interruptions.

Workers' Compensation Insurance:

Workers' compensation insurance provides coverage for employees who suffer work-related injuries or illnesses. This is particularly important in factory and warehouse environments where the risk of accidents is higher due to machinery and heavy lifting. This type of insurance not only covers medical expenses but also provides wage replacement for injured employees. The emphasis on employee safety and welfare, along with regulatory requirements, drives the demand for comprehensive workers' compensation coverage, ensuring that businesses can attract and retain talent while fulfilling their legal obligations.

Others:

Other types of policies may include specialized insurance products tailored to specific industries or unique risks associated with certain operations. This can encompass products like cyber liability insurance for facilities incorporating advanced technology or environmental liability insurance for industries dealing with hazardous materials. Such policies are gaining traction as businesses recognize the need to manage various risks outside traditional coverage. Insurers are increasingly offering customized solutions to cater to the diverse needs of factory and warehouse operators, ensuring comprehensive protection against potential threats.

By Coverage Type

Fire and Allied Perils:

Fire and allied perils coverage is crucial for factories and warehouses, protecting them against losses resulting from fire incidents and related risks such as explosions and smoke damage. These perils pose a significant threat to physical assets, often leading to extensive damage and financial losses. Insuring against fire and allied perils is essential for risk management, providing peace of mind to business owners. This type of coverage often includes additional protections for natural disasters, making it a vital component of comprehensive insurance policies for facilities with substantial inventory and equipment.

Burglary and Theft:

Coverage against burglary and theft is increasingly becoming a necessity for factories and warehouses, especially given the valuable inventory and equipment stored within. This insurance protects businesses from losses incurred due to unauthorized access and property theft, which can have devastating impacts on operational continuity. As supply chains evolve and the value of goods in transit increases, the need for adequate burglary and theft insurance is paramount. Insurers are also adapting their products to include advanced security measures, encouraging businesses to implement better security protocols while providing comprehensive protection.

Machinery Breakdown:

Machinery breakdown insurance covers the financial losses resulting from the failure of critical machinery and equipment in factories and warehouses. Given the reliance on complex machinery for production and operations, this type of coverage is vital for maintaining operational efficiency. Equipment failures can lead to costly downtimes, impacting production schedules and revenue. By providing financial assistance for repairs or replacements, machinery breakdown insurance plays a critical role in ensuring that businesses can swiftly resume operations after an incident, thereby minimizing disruption.

Business Interruption:

Business interruption coverage helps protect businesses from the financial impacts of unexpected disruptions to their operations. This coverage is particularly vital for factories and warehouses, where any interruption can result in lost revenue and ongoing expenses. Insurers typically cover losses incurred during periods of downtime caused by insured events, enabling businesses to stabilize financially until normal operations can resume. As industries face increased risks from environmental factors and cyber threats, business interruption insurance becomes an indispensable tool for ensuring long-term financial health and resilience.

Others:

Other coverage types in the factory and warehouse insurance market may include environmental liability and product recall insurance, which address specific industry needs or unique risks. Environmental liability coverage is important for facilities that handle hazardous substances, protecting against claims arising from pollution or environmental damage. Product recall insurance, on the other hand, is essential for manufacturers who need to manage the financial implications of recalling defective products. This diverse array of coverage options allows businesses to tailor their insurance policies according to their specific operational risks, ensuring comprehensive protection against potential losses.

By User

Manufacturing Facilities:

Manufacturing facilities represent a significant user segment within the factory and warehouse insurance market. These facilities require comprehensive insurance coverage due to the high value of equipment, the potential for workplace accidents, and the risks associated with production halts. Insurance for manufacturing facilities often includes property, liability, and workers' compensation coverage to mitigate various risks. Given the complexities involved in manufacturing processes, businesses are increasingly investing in customized insurance solutions that cater specifically to their operational needs, ensuring financial protection against unforeseen events.

Warehousing Facilities:

Warehousing facilities serve as critical components of supply chains, necessitating robust insurance coverage to protect against risks associated with inventory storage and management. Insurance policies for warehouses often focus on property coverage, business interruption, and theft protection. As the demand for warehousing space continues to rise, especially with the growth of e-commerce, businesses are recognizing the importance of comprehensive insurance solutions to safeguard their assets. This segment is characterized by a need for specialized coverage that addresses the unique challenges faced in warehousing operations.

Cold Storage Facilities:

Cold storage facilities require specialized insurance coverage due to the unique risks associated with storing perishable goods. This type of facility is particularly vulnerable to equipment failures that can lead to spoilage and financial losses. Insurance for cold storage operations often includes coverage for machinery breakdown, product spoilage, and business interruption, ensuring that businesses can recover from unexpected incidents. As the food and pharmaceutical industries expand, the importance of adequate insurance for cold storage facilities has become increasingly evident, prompting operators to invest in tailored insurance policies.

Chemical Plants:

Chemical plants are subject to unique risks, including hazardous material handling and environmental liabilities. Insurance coverage for these facilities often encompasses property, liability, and environmental liability protection. Given the potential for accidents that could lead to significant financial and reputational damage, chemical plants require comprehensive insurance solutions that comply with strict regulatory requirements. Insurers are adapting their offerings to meet the unique needs of this segment, ensuring that businesses have the necessary protection to mitigate risks associated with chemical production and storage.

Others:

Other end-users in the factory and warehouse insurance market encompass a variety of specialized facilities, including textile manufacturers, automotive plants, and logistics companies. Each of these sectors has distinct insurance needs influenced by their operational complexities and associated risks. For instance, textile manufacturers may require coverage focused on machinery breakdown and loss of inventory, while logistics companies may prioritize business interruption and liability insurance. Insurers are increasingly customizing their offerings to cater to the diverse requirements of these end-users, ensuring comprehensive protection across various industrial sectors.

By Distribution Channel

Insurance Brokers:

Insurance brokers play a vital role in the distribution of factory and warehouse insurance by acting as intermediaries between clients and insurance providers. They offer valuable expertise in assessing business risks and recommending appropriate coverage options tailored to individual client needs. Brokers can negotiate better terms and premiums on behalf of businesses, leveraging their understanding of the insurance market. The reliance on brokers is particularly strong in complex insurance transactions, where expert advice is crucial for securing optimal coverage. As a trusted resource for many businesses, brokers are pivotal in shaping the insurance landscape.

Direct Sales:

Direct sales channels have gained prominence in the factory and warehouse insurance market, allowing businesses to purchase coverage directly from insurers without intermediaries. This approach often results in cost savings as businesses can avoid broker fees. Additionally, direct sales enable insurers to establish stronger relationships with their clients, providing clearer communication and more tailored insurance solutions. As the digital transformation continues to evolve, more insurers are investing in online platforms that facilitate direct sales, making it easier for businesses to obtain quotes and manage their policies efficiently.

Agency:

Insurance agencies serve as another critical distribution channel, providing a range of insurance products to businesses, including factory and warehouse insurance. Agencies typically offer a broader selection of insurance carriers, allowing businesses to compare various policies and pricing structures easily. This channel is particularly beneficial for small and medium enterprises that may lack the expertise to navigate the complexities of insurance. Agencies often provide personalized service, helping clients understand their coverage options and the implications of various policies, thus enhancing customer satisfaction and retention in the insurance market.

Bancassurance:

Bancassurance has emerged as an innovative distribution channel that combines banking and insurance services. Through partnerships between banks and insurance companies, clients can access factory and warehouse insurance products as part of their banking services. This model offers convenience to businesses, streamlining processes and enabling easier access to insurance coverage. With banks already trusted as financial institutions, introducing insurance options through this channel enhances cross-selling opportunities. As businesses seek integrated financial solutions, bancassurance is likely to become a more prominent player in the factory and warehouse insurance market.

Others:

Other distribution channels in the factory and warehouse insurance market may include online insurance platforms and direct mail marketing initiatives. These alternative channels are gaining traction as businesses become more accustomed to digital purchasing experiences. Online platforms enable quicker access to insurance quotes and policy comparisons, catering to the needs of tech-savvy companies looking for efficiency. Meanwhile, direct mail campaigns can effectively reach target audiences, especially small businesses that may not actively seek insurance online. The diversification of distribution channels is essential for insurers to capture a broader market segment and adapt to evolving customer preferences.

By Region

North America is the largest market for factory and warehouse insurance, accounting for approximately 35% of the global share in 2025. This dominance is attributed to the extensive manufacturing sector and the high value of warehouse operations in the region. The United States, in particular, has a mature insurance market with numerous providers offering specialized coverage for various industries. The increasing focus on risk management, coupled with regulatory requirements, is propelling the demand for comprehensive insurance solutions in this region. Furthermore, the projected CAGR for North America is around 5.5%, indicating sustained growth as businesses continue to prioritize insurance investments.

Europe holds the second-largest market share, estimated at 30% in 2025, with countries like Germany, France, and the UK leading the way. The region’s robust manufacturing heritage and the integration of advanced technologies in operations are driving the demand for factory and warehouse insurance. Furthermore, the growth of e-commerce and logistics services across Europe emphasizes the need for specialized coverage to mitigate various operational risks. The European market is expected to grow at a CAGR of 6.2%, reflecting the increasing awareness of risk management and the adaptation of insurance products to meet specific industry requirements. The Asia Pacific region, while smaller in comparison, is anticipated to grow rapidly due to rising manufacturing activities and expanding logistics networks, contributing to the overall market expansion.

Opportunities

The factory and warehouse insurance market presents numerous opportunities for growth, particularly in emerging markets where industrialization is on the rise. Many developing economies are experiencing robust growth in their manufacturing sectors, leading to increased investments in warehouses and distribution centers. As these countries enhance their supply chains and establish regulatory frameworks, the demand for comprehensive factory and warehouse insurance products is expected to surge. Insurers can capitalize on this trend by developing tailored insurance solutions that address the unique risks associated with different industries and operational environments, positioning themselves as leaders in these newly emerging markets. Moreover, collaborating with local businesses to understand their specific needs can enhance market penetration and ensure that coverage offerings are relevant and effective.

Another significant opportunity lies in the integration of technology within the insurance landscape. The rise of digital platforms and the use of data analytics in risk assessment are transforming how insurance products are marketed and managed. Insurers can leverage technological advancements to develop more personalized insurance solutions that cater to specific business needs and operational risks. Additionally, utilizing predictive analytics can significantly enhance underwriting processes and risk management strategies. By harnessing technology, insurers can streamline operations, reduce costs, and improve customer engagement, ultimately positioning themselves for sustained growth in the factory and warehouse insurance market.

Threats

The factory and warehouse insurance market faces several threats that could impact growth prospects. One major threat is the increasing frequency and severity of natural disasters, which pose significant risks to manufacturing and warehousing facilities. Events such as floods, hurricanes, and earthquakes can lead to catastrophic losses, prompting businesses to reassess their insurance coverage and financial readiness. As insurers grapple with the rising costs associated with these events, they may be compelled to increase premiums, potentially deterring some businesses from obtaining adequate coverage. Furthermore, the unpredictability of climate change can create challenges in risk assessment and pricing strategies for insurers, complicating the landscape and affecting profitability.

Another significant threat is the evolving regulatory environment, particularly regarding workplace safety and environmental concerns. Stricter regulations can lead to increased compliance costs for businesses, which may in turn impact their willingness to invest in comprehensive insurance coverage. As regulations continue to evolve, insurers must adapt their offerings to meet changing legal requirements, which can be resource-intensive. Additionally, the rise of cyber threats poses a growing concern for factory and warehouse operations, as businesses increasingly rely on digital systems for their operations. The potential for cyberattacks can expose businesses to significant financial risks, necessitating the inclusion of cyber liability in insurance policies. Insurers must remain vigilant and responsive to these threats to protect their market presence and customer base.

Competitor Outlook

• AIG (American International Group)
• Chubb Limited
• Zurich Insurance Group
• AXA XL
• Liberty Mutual Insurance
• Travelers Insurance
• Nationwide Mutual Insurance Company
• Allianz SE
• Munich Re
• Mapfre S.A.
• CNA Financial Corporation
• W. R. Berkley Corporation
• EverQuote Insurance Agency
• State Farm Insurance
• Hiscox Ltd.

The competitive landscape of the factory and warehouse insurance market is characterized by a mix of established players and emerging companies that offer specialized coverage options. Major insurers such as AIG, Chubb, and Zurich Insurance Group dominate the market with their extensive portfolios and broad distribution networks. These companies leverage their financial strength and experience to provide comprehensive insurance solutions that cater to the diverse needs of manufacturers and warehouse operators. Additionally, they invest in innovative technology to enhance customer engagement and streamline underwriting processes, ensuring competitive advantages in a rapidly evolving market.

Emerging players are also carving out a niche in the factory and warehouse insurance sector by focusing on specialized coverage and personalized services. Companies like Hiscox and EverQuote are gaining traction by offering tailored insurance solutions that address unique operational risks associated with specific industries. They often utilize technology to improve the customer experience and simplify the process of obtaining insurance quotes and managing policies. As the market continues to evolve, these emerging players are likely to challenge established insurers by providing innovative products and enhanced customer support, thus reshaping the competitive landscape.

In addition to traditional players, insurtech companies are making waves in the factory and warehouse insurance market. By leveraging advanced data analytics and digital platforms, these tech-driven firms are redefining how insurance products are marketed and distributed. They offer streamlined processes, quicker access to quotes, and more flexible policy options, making them particularly attractive for small and medium enterprises that may lack the resources to navigate complex insurance markets. As the insurtech space continues to expand, traditional insurers will need to adapt their strategies to remain competitive and relevant in the face of disruptive innovation.

• 1 Appendix

  • 1.1 List of Tables
  • 1.2 List of Figures

• 2 Introduction

  • 2.1 Market Definition
  • 2.2 Scope of the Report
  • 2.3 Study Assumptions
  • 2.4 Base Currency & Forecast Periods

• 3 Market Dynamics

  • 3.1 Market Growth Factors
  • 3.2 Economic & Global Events
  • 3.3 Innovation Trends
  • 3.4 Supply Chain Analysis

• 4 Consumer Behavior

  • 4.1 Market Trends
  • 4.2 Pricing Analysis
  • 4.3 Buyer Insights

• 5 Key Player Profiles

  • 5.1 AXA XL
    • 5.1.1 Business Overview
    • 5.1.2 Products & Services
    • 5.1.3 Financials
    • 5.1.4 Recent Developments
    • 5.1.5 SWOT Analysis
  • 5.2 Munich Re
    • 5.2.1 Business Overview
    • 5.2.2 Products & Services
    • 5.2.3 Financials
    • 5.2.4 Recent Developments
    • 5.2.5 SWOT Analysis
  • 5.3 Allianz SE
    • 5.3.1 Business Overview
    • 5.3.2 Products & Services
    • 5.3.3 Financials
    • 5.3.4 Recent Developments
    • 5.3.5 SWOT Analysis
  • 5.4 Hiscox Ltd.
    • 5.4.1 Business Overview
    • 5.4.2 Products & Services
    • 5.4.3 Financials
    • 5.4.4 Recent Developments
    • 5.4.5 SWOT Analysis
  • 5.5 Mapfre S.A.
    • 5.5.1 Business Overview
    • 5.5.2 Products & Services
    • 5.5.3 Financials
    • 5.5.4 Recent Developments
    • 5.5.5 SWOT Analysis
  • 5.6 Chubb Limited
    • 5.6.1 Business Overview
    • 5.6.2 Products & Services
    • 5.6.3 Financials
    • 5.6.4 Recent Developments
    • 5.6.5 SWOT Analysis
  • 5.7 Travelers Insurance
    • 5.7.1 Business Overview
    • 5.7.2 Products & Services
    • 5.7.3 Financials
    • 5.7.4 Recent Developments
    • 5.7.5 SWOT Analysis
  • 5.8 State Farm Insurance
    • 5.8.1 Business Overview
    • 5.8.2 Products & Services
    • 5.8.3 Financials
    • 5.8.4 Recent Developments
    • 5.8.5 SWOT Analysis
  • 5.9 Zurich Insurance Group
    • 5.9.1 Business Overview
    • 5.9.2 Products & Services
    • 5.9.3 Financials
    • 5.9.4 Recent Developments
    • 5.9.5 SWOT Analysis
  • 5.10 Liberty Mutual Insurance
    • 5.10.1 Business Overview
    • 5.10.2 Products & Services
    • 5.10.3 Financials
    • 5.10.4 Recent Developments
    • 5.10.5 SWOT Analysis
  • 5.11 CNA Financial Corporation
    • 5.11.1 Business Overview
    • 5.11.2 Products & Services
    • 5.11.3 Financials
    • 5.11.4 Recent Developments
    • 5.11.5 SWOT Analysis
  • 5.12 W. R. Berkley Corporation
    • 5.12.1 Business Overview
    • 5.12.2 Products & Services
    • 5.12.3 Financials
    • 5.12.4 Recent Developments
    • 5.12.5 SWOT Analysis
  • 5.13 EverQuote Insurance Agency
    • 5.13.1 Business Overview
    • 5.13.2 Products & Services
    • 5.13.3 Financials
    • 5.13.4 Recent Developments
    • 5.13.5 SWOT Analysis
  • 5.14 AIG (American International Group)
    • 5.14.1 Business Overview
    • 5.14.2 Products & Services
    • 5.14.3 Financials
    • 5.14.4 Recent Developments
    • 5.14.5 SWOT Analysis
  • 5.15 Nationwide Mutual Insurance Company
    • 5.15.1 Business Overview
    • 5.15.2 Products & Services
    • 5.15.3 Financials
    • 5.15.4 Recent Developments
    • 5.15.5 SWOT Analysis

• 6 Market Segmentation

  • 6.1 Factory and Warehouse Insurance Market, By User
    • 6.1.1 Manufacturing Facilities
    • 6.1.2 Warehousing Facilities
    • 6.1.3 Cold Storage Facilities
    • 6.1.4 Chemical Plants
    • 6.1.5 Others
  • 6.2 Factory and Warehouse Insurance Market, By Policy Type
    • 6.2.1 Property Insurance
    • 6.2.2 Liability Insurance
    • 6.2.3 Business Interruption Insurance
    • 6.2.4 Workers' Compensation Insurance
    • 6.2.5 Others
  • 6.3 Factory and Warehouse Insurance Market, By Coverage Type
    • 6.3.1 Fire and Allied Perils
    • 6.3.2 Burglary and Theft
    • 6.3.3 Machinery Breakdown
    • 6.3.4 Business Interruption
    • 6.3.5 Others
  • 6.4 Factory and Warehouse Insurance Market, By Distribution Channel
    • 6.4.1 Insurance Brokers
    • 6.4.2 Direct Sales
    • 6.4.3 Agency
    • 6.4.4 Bancassurance
    • 6.4.5 Others

• 7 Competitive Analysis

  • 7.1 Key Player Comparison
  • 7.2 Market Share Analysis
  • 7.3 Investment Trends
  • 7.4 SWOT Analysis

• 8 Research Methodology

  • 8.1 Analysis Design
  • 8.2 Research Phases
  • 8.3 Study Timeline

• 9 Future Market Outlook

  • 9.1 Growth Forecast
  • 9.2 Market Evolution

• 10 Geographical Overview

  • 10.1 Europe - Market Analysis
    • 10.1.1 By Country
      • 10.1.1.1 UK
      • 10.1.1.2 France
      • 10.1.1.3 Germany
      • 10.1.1.4 Spain
      • 10.1.1.5 Italy
  • 10.2 Asia Pacific - Market Analysis
    • 10.2.1 By Country
      • 10.2.1.1 India
      • 10.2.1.2 China
      • 10.2.1.3 Japan
      • 10.2.1.4 South Korea
  • 10.3 Latin America - Market Analysis
    • 10.3.1 By Country
      • 10.3.1.1 Brazil
      • 10.3.1.2 Argentina
      • 10.3.1.3 Mexico
  • 10.4 North America - Market Analysis
    • 10.4.1 By Country
      • 10.4.1.1 USA
      • 10.4.1.2 Canada
  • 10.5 Middle East & Africa - Market Analysis
    • 10.5.1 By Country
      • 10.5.1.1 Middle East
      • 10.5.1.2 Africa
  • 10.6 Factory and Warehouse Insurance Market by Region

• 11 Global Economic Factors

  • 11.1 Inflation Impact
  • 11.2 Trade Policies

• 12 Technology & Innovation

  • 12.1 Emerging Technologies
  • 12.2 AI & Digital Trends
  • 12.3 Patent Research

• 13 Investment & Market Growth

  • 13.1 Funding Trends
  • 13.2 Future Market Projections

• 14 Market Overview & Key Insights

  • 14.1 Executive Summary
  • 14.2 Key Trends
  • 14.3 Market Challenges
  • 14.4 Regulatory Landscape

Segments Analyzed in the Report

The global Factory and Warehouse Insurance market is categorized based on

By Policy Type

• Property Insurance
• Liability Insurance
• Business Interruption Insurance
• Workers' Compensation Insurance
• Others

By Coverage Type

• Fire and Allied Perils
• Burglary and Theft
• Machinery Breakdown
• Business Interruption
• Others

By User

• Manufacturing Facilities
• Warehousing Facilities
• Cold Storage Facilities
• Chemical Plants
• Others

By Distribution Channel

• Insurance Brokers
• Direct Sales
• Agency
• Bancassurance
• Others

By Region

• North America
• Europe
• Asia Pacific
• Latin America
• Middle East & Africa

Key Players

• AIG (American International Group)
• Chubb Limited
• Zurich Insurance Group
• AXA XL
• Liberty Mutual Insurance
• Travelers Insurance
• Nationwide Mutual Insurance Company
• Allianz SE
• Munich Re
• Mapfre S.A.
• CNA Financial Corporation
• W. R. Berkley Corporation
• EverQuote Insurance Agency
• State Farm Insurance
• Hiscox Ltd.